Non Life Insurance

• Bajaj General Insurance Limited (formerly known as Bajaj Allianz General Insurance Company Limited) is one of India’s leading, most trusted and dynamic private general insurance companies. It is a subsidiary of Bajaj Finserv Limited, India’s leading and most diversified financial services group. 
• Bajaj General offers a broad portfolio of innovative and customer-focused insurance solutions, spanning motor, health, and home insurance, along with specialised products such as pet insurance, wedding insurance, event protection, cyber insurance, and rural insurance. From safeguarding your health and home to protecting your travels and life’s most important moments, Bajaj General aims to be a constant partner in your journey.
• Bajaj General equally offers a comprehensive and a well-diversified range of products, including fire, marine, engineering, liability and surety insurance to corporates and SME’s. The company also participates in various government schemes with a focus on financial inclusion. The company is also known for its robust risk selection capabilities, digital adoption and product innovation. 
• Established in 2001, the company has grown its footprint to nearly 1,500 towns and cities across India, ensuring easy access and a close connection to its customers. This access is enabled through the largest distribution network, spanning across individual agents, point-of-sales personnel, banks, NBFCs, motor dealers, brokers and the company’s proprietary sales force. 
• It holds an [ICRA]AAA rating from ICRA Limited, reflecting the highest level of confidence in its financial strength and stability. With a strong legacy, a forward-looking mindset, and an unwavering focus on its ‘Customer-First’ philosophy, Bajaj General remains committed to protecting what matters most, empowering individuals, families, and businesses to live with confidence and peace of mind.”
   

More details on products

• Click here for more details on products of Bajaj General Insurance Limited

• IFFCO-TOKIO General Insurance Company Limited was incorporated on 4th December 2000, as a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO), which is one of the world’s biggest cooperative society, and Tokio Marine Group, which is also the largest listed insurance group in Japan. IFFCO holds 51 per cent in the company and the remaining 49 per cent is held by Tokio Marine Group.
• IFFCO TOKIO’s geographical spread with 10 States Offices, 162 Strategic business Units (branch offices) and 738 Bima Kendras, will enable it to provide services across urban and rural customers.
• The company offers a comprehensive product bouquet of all lines of business such as Car Insurance, Two-wheeler Insurance, Health Insurance, Travel Insurance and Home Insurance, including corporate policies such as property insurance and liability insurance. It is also the first company in India to underwrite mega policies for a fertilizer and an automobile company. The comprehensive policy is based on international rates and optimizes the premium outflow for clients even as it offers a one-stop, all-risk cover. Other than the conventional products, it also offers niche products such as Cyber Insurance, Credit Insurance, Fine Arts Insurance, P & I Insurance, Errors & Omission Policy for the IT Sector etc. At the same time, it has steadfastly carried out its rural centric initiatives by launching products like Sankat Haran Bima Yojana, Mahila Suraksha Bima Yojana and Janata Bima Yojana for the masses.
• IFFCO TOKIO has a wide presence in rural areas and Tier B & C cities, too. It is the first private insurer to establish Bima Kendras, which are single person operated centres, to increase insurance penetration in rural areas at the customer’s doorstep. As and when these Bima Kendras reach desired size in terms of premium and growth potential they get converted into Strategic business Units.
• Keeping pace with the digital pace, IFFCO TOKIO has launched a Customer App to enhance direct engagement with customers. The App is a single-app with several features like insurance wallet, option to buy/renew, register and track claims, etc. The unique QCS app which is an acronym of Quick Claim Settlement is also a part of this app that ensures hassle-free and seamless claims settlement services for motor insurance and health insurance.
• Digital Initiatives like QCS and artificial intelligence tools such as chat box has helped the companies to serve its customers better.

More details on products of IFFCO-TOKIO General Insurance Company Limited

• Burglary Insurance
• Home and Family Protector Insurance
• Standard Fire & Special Perils Insurance
• Bank Locker Protector Policy
• Motor Insurance
• Trade Protector Insurance Policy
• MosBite Protector Policy
• Swasthya Raksha Bima English Policy
• Trade Suvidha Policy
• Motor & Health Insurance Policy
• Pashudhan Policy
• Comprehensive General Liability Policy
• Crime Insurance Policy
• Cyber Security Insurance Policy
• DIRECTORS AND OFFICERS LIABILITY INSURANCE
• CRITICAL ILLNESS BENEFIT POLICY
• Family Health Protector
• Individual Health Protector

The Bank has partnered with The New India Assurance Co Ltd (NIACL) to distribute their general insurance products, available at all branches of the bank across India. For further details, click the link below: 
 

NIACL Product Details