| Rate of Interest | As applicable to Savings Bank Accounts |
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| Mode of operation | Singly, jointly, or with Either or Survivor, Former or Survivor, anyone or Survivor etc. facility |
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| Limits on Deposit | Minimum balance / amount: Nil
Maximum Balance / amount: No upper limit (if KYC Compliant) |
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| Minimum balance Charges | The operations in the accounts shall be permitted without the requirement of maintaining minimum balance. No penalty shall be levied even in accounts with ZERO balance. |
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| Debit Card/ATM Card | Rupay Debit Card |
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| Insurance cover | Inbuilt Insurance cover for the Rupay card holders under PMJDY Scheme subject to the insured person's RuPay debit card being active and used at least once within 90 days preceding the occurrence of the event giving rise to a claim. |
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